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My view on what's going on in the financial markets and the global economy, and a few other things that might interest me from time to time.

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Government intervention is not a long-term fix
Government intervention in currency and government bond markets is nothing more than a band-aid. If the underlying structural issues are not addressed, the "feel good" of intervention will fade fast. This is exactly what we are seeing with the Yen and at the long end of the UST curve with yields.

tim@emorningcoffee.com
Aug 266 min read


U.S. Treasury Yields: what's next?
US Treasury yields are stuck, with the 10y UST yielding just north of 4%, What might be coming next? This article presents the factors that will influence the next gap up or down in UST yields.

tim@emorningcoffee.com
Dec 13, 20257 min read


Summary of 2024 in tables
This article contains a summary of full-year 2024 performance of the indices and assets tracked by EMC, plus historical data, too.

tim@emorningcoffee.com
Jan 3, 20251 min read


US deficits / debt soar; should you care?
US deficits are soaring, along with US debt to finance the "exceptional growth" of the US. Can this continue?

tim@emorningcoffee.com
Jun 25, 20246 min read


3Q2023 portfolio update
The 3Q23 was not good for stocks and bonds, reflected in the returns in my own portfolio. But returns YtD have been decent enough.

tim@emorningcoffee.com
Oct 26, 20234 min read


Deficits spiral, Congress disappoints
The decision-making ability of Congress is poor and getting worse, just as US deficits spiral higher and higher. Something needs to be done

tim@emorningcoffee.com
Oct 9, 20237 min read


Social Security: crash and burn?
The US Social Security trust fund is expected to be depleted by 2033/4. Why, and what does this mean for me? How does Soc Security work?

tim@emorningcoffee.com
Aug 30, 20239 min read


The US debt ceiling debacle
The debt ceiling is front & centre as the date the US Treasury runs out of cash is drawing dangerously near. Here's my two cents, enjoy!

tim@emorningcoffee.com
Apr 24, 20237 min read


My 2023 year-end guesses
The Street pros provide year-end 2023 projections for stocks and bonds, so why not EMC? Here are my guesstimates and rationales.

tim@emorningcoffee.com
Jan 5, 20233 min read
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